Got a medical bill that seems too high?
Let's check. Compare your bill to what Medicare actually pays — the benchmark for fair pricing in America.
Find your procedure
Search for the procedure on your bill. We'll show you what Medicare pays vs. what hospitals typically charge.
Compare to Medicare rates
Medicare rates are the closest thing America has to a “fair price” for medical care. They're set by the government based on actual costs — not what hospitals wish they could charge.
If your bill is 3x, 5x, or 10x the Medicare rate, you have leverage to negotiate.
See if your hospital overcharges
We grade every hospital on pricing fairness. Check if yours is an A (fair) or an F (price gouging).
Look up your hospital →Common bill shock scenarios
"My ER bill was $5,000 for a simple visit"
ER visits have huge markups. A Level 4 ER visit (99284) costs Medicare about $200 — but hospitals charge $1,500+. See the real numbers.
See real cost data →"I got charged $3,000 for an MRI"
MRIs are one of the most overpriced procedures. Medicare allows around $200-400 for most MRIs. That $3,000 bill is likely a 7-10x markup.
See real cost data →"My colonoscopy cost $2,500 — is that normal?"
The national average Medicare-allowed cost for a colonoscopy is about $350. If you paid $2,500, your hospital charged roughly 7x the fair rate.
See real cost data →Your rights as a patient
No Surprises Act (2022)
If you have insurance and go to an in-network facility, you're protected from surprise out-of-network bills. Emergency services are always covered at in-network rates.
Right to an itemized bill
You can request a detailed, line-by-line breakdown of every charge. Hospitals are required to provide this. Many billing errors are only caught when you see the itemized version.
Right to dispute
You can formally dispute any charge. Most hospitals have a patient advocate or billing dispute process. If that fails, you can file a complaint with your state attorney general or insurance commissioner.
Right to a Good Faith Estimate
If you're uninsured or self-pay, providers must give you a written cost estimate before scheduled services. If the final bill exceeds the estimate by $400+, you can dispute it.
Next steps
Want to fight back?
Our step-by-step guide shows you exactly how to negotiate your medical bill down — with scripts, templates, and real data.
How to Negotiate Your Medical Bill →